The central registration of bank credits in France

Authors

  • A. ROUX

DOI:

https://doi.org/10.13133/2037-3643/11962

Keywords:

France, banks, Central Bank, credit, Central Register

Abstract

In France it is quite usual for a firm to have several bankers. This splitting up of loans makes communication between banks particularly necessary, and it is from the initiative of the banks, with the collaboration of the Central Bank and other authorities, that the Central Register of Loans was born. The essential justification for the creation of a Central Register is the extreme usefulness to the banks of information showing the degree of indebtedness of this or that customer so that they, acting in full knowledge, can police the distributions of credit. The present article describes the preparatory work for the Central Register, the hesitations and obstacles which preceded it, and its teething-troubles, before reviewing the actual administrative arrangements that were established.


JEL: E51, E58, G21


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Published

2014-03-28

How to Cite

ROUX, A. (2014). The central registration of bank credits in France. PSL Quarterly Review, 11(45). https://doi.org/10.13133/2037-3643/11962

Issue

Vol. 11 No. 45 (1958)

Section

Editorial

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