‘Extraprofitti’ bancari? Una proposta per la banca pubblica
DOI:
https://doi.org/10.13133/2037-3651/18588Parole chiave:
bank extra-profit, rising interest rates, public bank, political economy, green economyAbstract
Questo articolo analizza l’aumento della profittabilità delle banche europee seguito al rialzo dei tassi di interesse di riferimento da parte della BCE nel 2022. Si discute inoltre in che misura il termine ‘extraprofitto’ sia appropriato per questo recente aumento della profittabilità bancaria. Per superare le disparità distributive derivanti, una buona politica economica potrebbe consistere nell’implementazione di banche pubbliche. Inoltre, una partecipazione significativa dello Stato nel settore bancario potrebbe avere importanti ripercussioni nella promozione e nell’incentivazione di comportamenti ritenuti virtuosi, dalle politiche ambientali a quelle occupazionali. Lo strumento della banca pubblica è già presente nella politica economica di molti paesi e la sua implementazione può rappresentare un punto di svolta nella politica monetaria, fiscale e industriale.
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